Real People. Real Results.
Stories from clients across the Tri-State area who got their lives back from the IRS.
Settle for Less
Offer in Compromise
Owe the IRS more than you can realistically pay? An Offer in Compromise (OIC) lets qualifying taxpayers settle their full tax debt for a fraction of what they owe, sometimes as little as 10¢ on the dollar.
The catch: the IRS rejects most OIC applications. Filing it right the first time with proper financial documentation and a defensible offer amount is the difference between approval and a wasted year.
How it works
You may qualify if:
- ✓You owe $10,000 or more in federal tax debt
- ✓You can't pay the full amount without financial hardship
- ✓Your tax returns are filed (or we can file them for you)
- ✓You're not currently in active bankruptcy
Urgent Relief
Stop the Next Paycheck Deduction
The IRS can legally take up to 70% of your paycheck and they don’t need a court order to do it. If you’ve received a Final Notice of Intent to Levy (LT11 or Letter 1058), the clock is already ticking.
We can file for a wage garnishment release in as little as 24–48 hours once we’re engaged. In most cases, your employer receives the release before the next payroll cycle.
How it works
Act fast if you've received:
- ✓IRS Letter 1058 or LT11 (Final Notice of Intent to Levy)
- ✓Form 668-W sent to your employer
- ✓Notice from HR that the IRS contacted payroll
- ✓A reduced paycheck with no explanation
Protect Your Assets
IRS Lien & Bank Levy Release
An IRS lien attaches to your home, car, and bank accounts – wrecking your credit and blocking you from selling, refinancing, or even opening a new account. A bank levy freezes your funds outright.
We negotiate lien subordinations, withdrawals, and bank levy releases -protecting your assets while we resolve the debt behind them.
How it works
We handle:
- ✓Federal Tax Liens on real estate
- ✓Bank account levies (frozen funds)
- ✓Accounts receivable levies (for business owners)
- ✓Lien withdrawal for refinance or sale closings
Which Solution Is Right for You?
A quick comparison - but every case is different. We'll help you pick the right path in your free consultation.
| Your Situation | Offer in Compromise | Garnishment Release | Lien & Levy Release |
|---|---|---|---|
| Owe more than you can pay | BEST FIT | HELPS | N/A |
| Paycheck being garnished | LONG-TERM | BEST FIT | N/A |
| Bank account frozen | LONG-TERM | N/A | BEST FIT |
| Lien blocking home sale/refi | N/A | N/A | BEST FIT |
| Need to stop IRS contact fast | HELPS | BEST FIT | BEST FIT |
Common Questions
Quick answers – your free consultation covers the specifics for your case.
How long does an Offer in Compromise take?
Most OIC cases close in 6–12 months. The IRS is required to either accept, counter, or reject within 24 months if they don’t, your offer is automatically accepted by law.
Can you really stop a wage garnishment in 48 hours?
In most cases, yes, once you’ve engaged us and we have your IRS notices and a current financial snapshot. We’ve stopped garnishments before the next pay period in over 90% of urgent cases we’ve handled.
How much does it cost?
Fees depend on the complexity of your case. We quote a flat fee after the free consultation, no hourly billing surprises, no upfront commitment to find out where you stand.
Your story could be next.
Free 15-minute consultation with a licensed tax specialist. No sales pitch just a clear answer on what you’re facing and what to do next.